At Peoples Bank, we are committed to safeguarding customer information. Since
your privacy is a priority to us, Peoples Bank will not share nonpublic personal
information about you with third parties without your consent, except as explained
in this notice. Nonpublic personal information” is nonpublic information about you
that we may obtain in connection with providing a financial product or service to
you. This could include information such as account balances, payment history and
overdraft history.
Information Collected
Peoples Bank collects the following categories of nonpublic personal information
about you and your account activity:
• Information received from you on applications and other forms;
• Information about transactions with us (such as information about a
deposit, loan, or credit/debit card account); and
• Information we received from consumer reporting agencies.
Confidentiality and Security of Nonpublic Personal Information
Peoples Bank maintains the following policies and practices designed to protect the
confidentiality and security of consumers’ nonpublic personal information:
• We limit employee access to confidential customer financial information to
those employees with a business reason for knowing such information.
• Our employees are trained to understand the importance of customer
financial privacy and to properly handle confidential information.
• It is our policy that customer information is not to be provided to anyone
over the telephone unless we can verify that you are the person requesting
information on your own account or you have authorized us to release the
requested information.
• We endeavor to maintain the most accurate and up-to-date customer
records possible. If you find that your account information is not correct,
current, or complete, please call, or write to us at the telephone number or
address on your account statement and appropriate corrections will be made
as soon as possible.
• If you decide to close your account(s) or become an inactive customer, we
will adhere to the privacy polices and practices as described in this notice.
Disclosure of Personal Information to Unaffiliated Third Parties
Peoples Bank does not disclose nonpublic personal information about our
customers to anyone, except as permitted by law.
• As required, we will share your personal information to comply with
subpoenas or court orders, or to perform required reporting to the
Internal Revenue Service for interest you paid or received on your loan
or interest bearing account.
• We routinely disclose information to credit reporting agencies
regarding our experience with your history of payment transactions or
your pay history on your loan with us.
• We may disclose your personal information to a third party with your
written consent, including the case where you have given someone
your power of attorney or other written authorization to act on your
behalf.
• Even if you are no longer a customer of Peoples Bank, our Privacy
Policy will continue to apply to you.
If you have any question concerning the confidentiality and security of your
personal information at Peoples Bank, please call 918-583-9800 and one of
our customer service representatives will assist you.
YOUR PRIVACY IS OUR PRIORTY
because your trust is
important to us.